Stephen Crofford Jr. joined Cumberland Trust in 2016. In his role as Vice President and Sr. Fiduciary Counsel, Stephen reviews and drafts documents relating to trust and estate accounts. Stephen also has experience reviewing and preparing client documents and working with unique, illiquid, and hard-to-value assets held in trust.

Stephen received a B.S. in Political Science from the University of Tennessee at Chattanooga and a J.D. from Belmont University College of Law in Nashville. He is licensed to practice law in Tennessee.

A frequent nationwide speaker on topics related to trust and estate legislation, Stephen has also been published in the American College of Trust and Estate Counsel (ACTEC) Law Journal. He has been accepted into Class III of the Southeast Fellows Institute of ACTEC, beginning in Fall 2025 and concluding in Spring 2026. Additionally, he is a member of the Estate Planning Council of Middle Tennessee and the Tennessee Bankers Association Trust Legislative Committee.

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