The following terms and conditions govern the use of this website, and it is your responsibility to review these Terms and Conditions. By accessing this website, you agree to be bound by the following terms, conditions, and disclaimers. At any time and without notice, Cumberland Trust may amend, revise, add to, or remove provisions from these Terms and Conditions or any other information available on this website. The use of this website after such revision or amendment indicates your consent to the amended terms and conditions.

Although Cumberland Trust strives to provide complete and accurate information, this website may contain inaccuracies and typographical errors. Cumberland Trust shall have no obligation to update any information or make corrections on its website. Cumberland Trust does not warrant, represent, or guarantee, either expressly or implied, the accuracy or completeness of the information, text, graphics, links, or any other items or information contained on its website. In no event shall Cumberland Trust, its directors, officers, or employees or any third party retained by Cumberland Trust or any such parties, be liable to you for any direct, special, indirect, consequential, or incidental damages or any other damages of any kind.

Any information provided by or through this website is strictly for information purposes only and does not constitute legal, financial, or tax advice. This website may contain links to third-party web sites. These links are provided solely as a convenience and not as an endorsement by Cumberland Trust of the content on such websites. Use of any information found on this website, or materials linked through this website, is done at your own risk. Please consult with your attorney, financial advisor, tax counsel, or other qualified advisor(s) to understand what may be best for you.

All trademarks, service marks, trade names, images and logos displayed on this website are proprietary to Cumberland Trust, except for those owned by third parties (e.g. Adobe®, Acrobat®, etc.) Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any content displayed on this website without the written permission of Cumberland Trust or other third party that may own the rights to such content. Any use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.  The images displayed on this website are either the property of Cumberland Trust or Cumberland Trust has been granted permission to use such image. Any use of the images or content found on this website by anyone is prohibited without the express written agreement of Cumberland Trust. If you download any information from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained therein.

Information submitted to this website should not be considered secure or confidential, and Cumberland Trust makes no representation whatsoever concerning the security or confidentiality of such information and specifically makes no representation that any information submitted through this website will be received by Cumberland Trust. Important and private information should be protected by you. If you are a client of Cumberland Trust, please send any electronic communications directly to your Trust Officer.

Cumberland Trust is a non-depository, independent trust company chartered in Tennessee. This website is owned by Cumberland Trust and operated in the State of Tennessee. Cumberland Trust makes no representation that the content on this website is appropriate or available for use in Tennessee or in any other location. It is expressly prohibited to access this website in such jurisdictions where the content is deemed illegal. Those who access this website from other locations are responsible for compliance with applicable local laws. Any use or export of the content on this website that violates U.S. export laws or regulations is prohibited. Information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Cumberland Trust to any registration requirement within such jurisdiction or country. The laws of the State of Tennessee govern these Terms and Conditions. It is agreed that any legal action relating to such Terms and Conditions or use of this website shall be brought exclusively in the State Court in Davidson County Tennessee or the United States District Court for the Middle District of Tennessee. You expressly agree to submit to the exclusive personal jurisdiction of the aforementioned courts for the purpose of litigating any such action.           

If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect. Any failure to act or enforce any provision of these Terms and Conditions shall not be construed as a waiver by Cumberland Trust of that provision or any other provision herein. Except as expressly agreed by Cumberland Trust and you, these Terms and Conditions constitutes the entire agreement between you and Cumberland Trust with respect to the subject matter, and supersedes all previous or contemporaneous agreements, whether written or oral, between the parties with respect to the subject matter.