Personal Trust Administration
Ongoing trust administration for personal trusts, with customized, relationship-based service that adapts to each beneficiary’s unique circumstances.
As an independent trust company, we focus on trust and estate administration services while collaborating with advisors.
30
average industry experience for executive managers.
48
where beneficiaries reside.
$11B+
under our administration.
Working alongside clients’ chosen teams of financial, legal, and tax advisors, we provide experienced trust and estate administration, compassionate hands-on service, and tailored support. Here’s how we collaborate with professional advisors.
As an independent trust company, we focus on trust and estate administration services while collaborating with you. We are a non-competitive trust partner, and our advisor-friendly commitment assures your clients receive superior service.
We implement our mutual clients’ estate plans and do not compete with your legal practice. When your clients need a reliable corporate fiduciary, we ensure they receive unmatched support and attention when they need it most.
We support your role as a client tax advisor, while we take on the fiduciary and administrative responsibilities. Our team is experienced in navigating family dynamics with diplomacy and respect and administering specialized trusts, including trusts holding illiquid assets.
We work as an extension of the family office, offering objective trust administration as a corporate fiduciary. Our flexible services adapt to suit each family’s unique governance structure and integrate seamlessly with the existing advisory team.
Whether you’re an estate planning attorney, financial advisor, accountant, or other trusted advisor, we offer a non-competitive trust and estate administration solution to help protect your clients’ legacies.
Our directed trust model integrates seamlessly with your clients’ existing advisory teams. We focus solely on trust and estate administration so that financial advisors, attorneys, and accountants can focus on what they do best.
When our mutual clients need distribution decisions or strategic support, we provide creative solutions with care and efficiency–offering flexibility and attentiveness for time-sensitive needs.
As a corporate entity, we offer stability and longevity for lasting trust relationships. With more than 25 years of operations and executives averaging 30+ years in the industry, we deliver the continuity that helps protect legacy while supporting client freedom and flexibility.
As a corporate fiduciary with more than 25 years of operation and institutional continuity, we provide the long-term stability that ensures your clients’ carefully designed plans are implemented properly.
We bring the same rigor to trust and estate administration services that you bring to wealth transfer planning, from technical precision to responsive service. Your clients experience a level of professionalism and service that reflects well on the advisor who recommended us.
We step into trust and estate situations as a neutral third party with a breadth of administrative experience, often helping to bring resolution and relief to clients during times of transition.
OUR TRUST SOLUTIONS
We provide tailored, experienced trust and estate administration services that support clients with care, attention, and flexible solutions.
Ongoing trust administration for personal trusts, with customized, relationship-based service that adapts to each beneficiary’s unique circumstances.
Professional fiduciary services that help to ease the burden on families during times of loss, while ensuring each estate plan is carried out as designed.
Navigating the administration of trusts and estates holding real estate, timberland, mineral rights, closely-held businesses, and other illiquid assets with creative solutions.
Dedicated administration for Special Needs Trusts, preserving benefit eligibility, and providing responsive and caring support through every stage of a beneficiary’s life.
Education, resources, and extra support for aging beneficiaries, or those with unique needs, while maintaining consistent trust administration. We specialize in supporting clients during life’s transitions.
We are headquartered in Nashville, Tennessee, with an additional 10 offices throughout the country. Our experienced team of 140+ professionals works with clients and their advisors nationwide.
WHY WORK WITH US?
Our advisor-friendly commitment assures families receive superior service. Our collaborative, noncompetitive approach helps preserve family legacies while allowing trusted advisors to remain at the center of the client relationship.
Whether you’re advising clients on estate plans, managing assets, or developing tax strategies, Cumberland Trust is here to provide customized trust and estate administration that complements a team-based approach. Let’s build a partnership that adds value, preserves trust, and helps protect what matters most.
The directed trust model separates administration from investment management, allowing you, the financial advisor, to retain control of your clients’ investment strategy. As an independent corporate trustee, Cumberland Trust does not compete for investment management business. We act as a partner, helping to serve our mutual clients across generations.
No. Cumberland Trust is an advisor-friendly trust company. We do not offer investment management or practice law. Instead, we focus exclusively on trust and estate administration services, allowing you to maintain your client relationships without conflict or competition.
In a directed trust, investment and administrative responsibilities are legally separated. At the direction of the clients, you manage the investment portfolio for the trust(s). Cumberland Trust handles corporate trustee administration services such as beneficiary communication, record-keeping and reporting, tax filings, and distributions. Clients benefit from the ability to choose their financial advisor while receiving professional trust services.
Cumberland Trust works in partnership with estate planning attorneys to implement carefully crafted estate plans. We provide experienced administration, maintain continuity during transitions, and serve as a resource for attorneys considering a corporate trustee as a solution for their clients.
Cumberland Trust partners seamlessly with family offices and advisory teams through a directed trust model. We deliver customizable trust services that enhance—rather than replace—your existing relationships, providing excellent trust administration, reporting, and compliance while allowing the clients’ chosen investment and planning professionals to remain in their roles.
Cumberland Trust is an independent trust company. We provide personalized, high-touch service, do not compete with advisors for investment management, and are able to administer trusts holding illiquid assets. Our centralized model ensures responsive decision-making, providing trust services for RIAs without compromising your role in the client relationship.
